Why didn't they teach me this in school? How to make my money stretch longer than the month; how to find my way through the maze of the investment world; how to recognize a con artist making a pitch for my money!!!

Now you can learn all this by attending the next What's Your Next Step? conference. The topic is money and finances and, once again, we'll be bringing experts to tell you in plain language what you've always wanted to know.

If you're anything like me, you learned rather late in life to pay yourself first, and even when you learned that lesson, you didn't have any money to pay yourself first, so you didn't. In fact, I realized only a little while ago that paying yourself first means that literally. And now that I make it part of my budget, I find I still have enough money left over to pay my bills. The amount I set aside is not as important as making sure I do save and invest. Generally, I follow the principle of setting aside a percentage of my income towards savings, a smaller percentage towards investment, and another percentage towards tithing or other charitable purposes. My financial stability is more assured than before and I'm gaining the confidence to know that I can become financially secure.

Even if you know a lot about money and finances, the speakers at this conference will have something to teach you.

I invite you to join us on Saturday, November 22, 2008, from 9.00 a.m. to 4.30 p.m. at the Croatian Cultural Centre, 3250 Commercial Drive, Vancouver.

Cost is $75, which includes lunch and refreshments.

As before, if you would like to sponsor a disadvantaged person from among the charities I have identified to share in this project, you will receive a discount - $120 for two.

For registration, please telephone (604) 241-9993. Let us know if you wish to sponsor someone, so that we can make sure you get the discounted conference rate.

I look forward to seeing you at What's Your Next Step? Money on November 22, 2008!